Decision Intelligence
for Life.
LifeNavigator connects your finances, career, education, health, and goals into one trusted AI system — helping you make better decisions grounded in your own data.
LifeNavigator
Your whole life, in one private graph.
LifeNavigator builds a personal knowledge graph — isolated to you — so the system reasons across every domain together, not in five disconnected apps.
Six domains feeding one decision-intelligence core — every link a path your data actually travels.
Cited from your accounts — not guessed.
For the decisions that actually shape a life.
Not dashboards for their own sake — the moments where money, time, work, and family collide.
Six kinds of intelligence. One system.
Financial Intelligence
Cash flow, debt, and net worth — and the trade-offs between them, read from your real accounts.
Career Intelligence
Roles, compensation, and timing, weighed against your goals and runway.
Education Intelligence
Programs, costs, and ROI — connected to the career and finances they affect.
Health Intelligence
The decisions where money, time, and wellbeing intersect.
Family Intelligence
Childcare, housing, and care — modeled across the whole picture.
Decision Intelligence
The layer above all of them — connected reasoning, not five separate apps.
Your money, finally in context.
LifeNavigator reads your real accounts via Plaid and reasons about the trade-offs — debt vs. investing, runway vs. opportunity — instead of just charting the past.
- Debt-before-invest, weighed against your goals
- Net worth, cash, and APRs cited from your accounts
- Read-only — it can never move your money
Decisions that compound over decades.
A role change, a degree, a relocation — each one ripples through your finances and your life. LifeNavigator models them together so you can see the whole board.
- Compensation and timing vs. your runway
- Program ROI connected to the career it unlocks
- Scenario modeling across domains
From your data to a decision you can trust.
Connect your world
Accounts via Plaid, plus goals, career, education, and family context. In the beta, a sample profile stands in.
Ground every fact
Your real figures are read from your system of record and labeled authoritative. Nothing is invented.
Reason under governance
Central methodology and a safety + compliance layer shape how the answer forms — never what is true.
Decide with confidence
A connected recommendation across every domain — or an honest “I don’t have that yet.”
Built to be trusted.
Advice about your life has to be right. Our architecture separates how we reason from what is true about you.
Governs HOW
Shared methodology, compliance, and safety policy. Identical for everyone. Contains no personal data, and never decides what is true about you.
Determines WHAT is true
Your accounts, goals, and history — isolated to you. The only source for any personal fact.
Your real figures are read from the system of record and cited as the source of truth.
If a fact isn't in your data, LifeNavigator says so and offers to add it — it never guesses.
“Most software manages information. LifeNavigator is built to help people make the decisions that actually change their lives — grounded in their own data, governed for trust.”
The LifeNavigator vision
Preview the system with safe sample profiles.
Explore full insights, recommendations, and grounded chat on realistic lives — no real data required. When you're ready, bring your own.
Young Professional
Pay down a 21.99% card before investing, then capture the full 401(k) match.
Dual-Income Family
Balance childcare costs, a home upgrade, and two 529 plans on one timeline.
Career Switcher
Model a bootcamp + pay cut against a higher-ceiling role two years out.
Your real connected data via Plaid, your goals, history, and context.
Private by architecture.
Per-user isolation
Row-level security across every store; your graph is never mixed with anyone else’s.
Encryption
In transit and at rest; least-privilege access throughout.
Read-only Plaid
Bank-grade connectivity that can read, never move, your money.
Governed output
A constitutional + compliance layer reviews advice before it reaches you.
Questions
Is this budgeting software?
No. Budgeting tools record what happened. LifeNavigator reasons across your finances, career, education, health, and family to help you decide what to do next.
What does the beta use?
The beta uses realistic sample life profiles so you can preview the full system safely. The final product uses your real connected data via Plaid, your goals, history, and context.
How do you prevent AI from making things up?
Personal facts are read deterministically from your system of record and labeled authoritative. If a fact is not present, the assistant refuses rather than inventing it — fail-closed.
Is my data private?
Your personal graph is isolated per user with row-level security and encryption. Central policy knowledge is shared and contains no personal data. Plaid connectivity is read-only.
Stop managing information.
Start deciding with confidence.
LifeNavigator is in invite-only beta. Request access and preview the future of personal decision intelligence — grounded in your data, governed for trust.